FORMS

FORMS

FORM –6

(Referred to in P.F.R. 7.12)

REGISTER OF UNDISURSED PAY AND ALLOWANCES, ETC.

Sr. no

Bill No. and date

Net amount of the bill

Total amount remaining undisbursed

Particular of the amount shown in column 5

Dated initials of the Gaztted Officer

Date of disbursement

Dated initials of the Gazetted Officer

REMARKS

FORMS

FORM P.F.R. 7

(see Note 3 below rule, 7.12 of P.F.R. Volume I)

BILL REGISTER

1 Bill number and Date.

2. Practicular of the Bill.

3 Pay of Establishment.

4. Compensatory Allowance.

5. House-rent and other allowances.

6. Travelling Allowance.

7. Gross Amount

8. Deductions.

9. Net Amount.

10. Dated initials of the gazetted officer signing the bill.

11. Date of presentation at the Treasury.

12. Amount assesssed by the Treasury.

13. Date of signing acknowledgement with initials of the officer signing the bill.

14. Date of receipt from the Treasury.

15. Date of entry in the Cash Book.

16. Initials of Gazetted Officer-in-charge of the Cash.

17. Month of encashment.

18. 2^nd month.

19. 3^rd month.

20. Reference to Bill No. and date in which balance has been short drawn.

21. Remarks.

22. Amount of the bill.

23. Detailed heads of account, etc.

24. Amount disbursed in.

FORMS

FORM P.F.R. 8

(See Note 4 below rule 7.12 of the P.F.R. Volume I)

BILLS TRANSIT REGISTER

Name of the Department/Officer ________________________________________________________

Serial No.

Particular of the Bill

Net amount

Initials of Drawing and Disbursing Officer

Token No. allotted by the treasury

Dated initials of the Receiving official in the Treasury

Remarks

Note. –(1) Column 2: Entries should indicate the No. and date of the bill and the nature of the claims, viz., Establishment Pay Bill, T.A. Bill, etc. and in the case of self – drawing officers, their name.

2. Column 5 and 6: Entries to be made by the Treasury Officer.

3. Column 7: (i) On receipt of payment by cheque/cash the Drawing and Disbursing Officer will make the entry “payment received”. The register should be reviewed by making the entries in Col. 7 to ensure that un-authorised bills are not presented and encashed through the register.

(ii) On return of the bill unpassed from the Treasury, the Drawing and Disbursing Officer shall note the fact against the relevant entry under his dated initials. If presented again, the bill should bear a new serial number.

FORMS

P.F.R.FORM 9

[Referred to in P.F.R. 8.8(A)]

DETAILED COUNTERSIGNED CONTINGENT BILL NO.

Note. –Government employees whose bills are countersigned before payment by the Controlling Officer should use Form prescribed in P.T.R.

Not payable at the Treasury

Sent to Controlling Officer on.. 19 Countersigned and send to

Accountant –General on.. 19

Monthly detailed bill of Contingent Charges for the month of _____________

19 .

Head of Accountant—

Details of numbers of sub-vouchers

Description of charge and No. and date of authority where special sanction is necessary.

Amount

Carried over ..

Details of numbers of sub-vouchers		Description of charge and No. and date of authority where special sanction is necessary
	Total Rs.( ) Ruppees.	Brought forward	Rs.	P.


1. I certify that the expenditure included in this bill could not, with due regard to the interests of the Public Service, be avoided. I have satisfied myself that charges entered in this bill have been really paid. Vouchers for all items of expenditure a above Rs. 25 in amount, and all work bills are attached to the bill. I have as far as possible, obtained vouchers for others sums, and am responsible that they have been so destroyed or so mutilated that they can not be used. (2) Certified that all the articles detailed in the vouchers attached to the bill and in those retained in my office have been accounted for in the Stock Register. (3) Certified that the purchases billed for have been received in good order, that their quantities are correct and that their quality good, that the rates paid are not in excess of the accepted and the market rates and that suitable notes of payment have been recorded against the indent and invoices concerned to prevent double payments. (4) Certified that - (a) the expenditure on conveyance hire included in this bill was actually incurred , was unavoidable and is with in the scheduled scale of charges for the conveyance used and		Drawn on abstract Bill No. dated Ditto Ditto Ditto Add-Amount of disallowance from bill No,. dated_____________refunded by deduction from Contingent bill Bo. ________, dated___________ and reallowed as per ________________ Total of this Bill Appropriation for ___________________ _______________________________________ Expenditure in including this bill ________________ Amount of works bills ennexed

			Conting- gencies

*This certificate is required when proper store accounts of materials and stores purchased are required to be maintained.

(b) the Government employee concerned is not entitled to draw travelling allowance under the ordinary rules for the journey, and he is not granted any compensatory allowance and does not and will not oterwise receive any special remuneration for the performance of the duty which necessitated the journey----- Dated Signature of Disbursing Officer	Balance available


(For use of Controlling Officer) Disallowed from Sub-voucher No._________________________________________________ Ditto __________________ Total of this bill Ditto __________________ Passed for Rupees I certify that in support of every charge of more than Rs.50 made in this bill, a receipt or other voucher has been given to me. The receipts and vouchers for items in excess of Rs.200 are attached to the bill, and I am responsible that the receipts and vouchers for all other items or more than Rs.50 are in proper from and order and are in my possession and that they have been so cancelled that they cannot be again used to support claims against the Government. All work bills are also appended. Dated _____________ 19 . Signature of the Countersigning Officer.

GOVERNMENT OF PUNJAB

DEPARTMENT OF FINANCE

(CONDIFICATION)

NOTIFICATION

The 22^nd December, 1889.

No 2/8/88/2FCD/11130-In exercise of the powers conferred by clause (2) of article 283 of the Constitution of India and all other powers enabling him in this behalf, the president of India is pleased to make the following rules further to amend the Punjab Financial Rules, Volume II, namely:-

RULES

1. These rules may be called the Punjab Financial (9^th Amendment) Rules, Volume, II , 1889.

2. In the Punjab Financial Rule, Volume II. In PFR Form, 9 for the existing certification at the end the following certificate shall be substituted, namely:-

“I certify that in support of every charge of more than Rs.50 made in this bills receipt or other voucher has been given to me. I am responsible that the receipts and vouchers are in proper form and order and are in my possession and that they have been so cancelled that they cannot be again used to support claims against the Government. All work bills are also appended.

FORMS

P.F.R. FORM –10

(Referred to in P.F.R. 8.15)

(To be printed on open royal)

REGISTER OF CONTINGENT CHARGES OF THE _______DEPARTMENT OF THE _________DISTRICT

_____19 .

Left hand page

Date

To whom paid

Appropriation for each head

No. of

Sub-voucher

Contingent

Abstract

Detailed heads of budget

Sub-Divisions of detailed heads as may be convenient. If the grant be not ordinarily distributed among the sub-divisions of the detailed head, they should be linked by a brace and the amount placed below. Each of these spaces represents a money column.

Right hand page

Detailed heads

Unusual charges

Total of each cont-tingent abstract

Total of each month’s bill

Date of detailed bill

Date if admission with initials

REMARKS

Sub-divisions of detailed heads

Description

Amount

P.F.R. FORM –11

(Referred to in P.F.R. 8.15)

(To be printed in super royal folio)

REGISTER OF CONTINGENT CHARGES OF THE STATE STATIONERY OFFICE, PUNJAB,19 .

Left hand page

Date

To whom paid and appropriation for each

Sub-vouchers No. of___

Postage, etc.

Railway freight

Other contigengies.

Total of each contingent abstract

Date of admission with initials

REMARKS

Right hand page

Purchase of stationery stores

Printing and writing papers

Drawing papers and material

Office Stationery

Binding materials

Other Office requisites

Total of each contingent abstract

Date of admission with initials

REMARKS

FORMS

P.F.R. FORM 12

[Referred to in Note under rule 10.16 (iv) Note (4) under rule 10.16 (vii), Note under 10.16 (ix) and Note 3 under rule 10.17]

FROM OF MORTAGE DEED TO BE EXECUTED WHEN THE PROPERTY IS FREE HOLD

This indenture made this _____________ day of ___________________________one thousand nine hundred and _______________between_______________son of ________________of ____________at present employed as ______________in the Department/Office of __________________at _________________(hereinafter called “The Mortgagor” which expression shall, unless and assigns) excluded by or repugnant to the subject, context, included his/her heirs, executors, administrators, and assigns) of the ONE PART and the Governor of Punjab (hereinafter called “The Mortgagee” which expression shall, unless excluded by or repugnant to the subject or context, included his successors in office and assigns) of the OTHER PART---

WHEREAS the Mortgagor is the absolute and sole beneficial owner and is seized and possessed of or otherwise well and sufficiently entitled to the land and/or house hereditaments and premises hereinafter described in the Schedule hereunder written and for greater clearance, delineated on the plan annexed hereto and thereon shown with the boundaries thereof coloured __________ and expressed to be hereby conveyed, transferred and assured hereinafter referred to as “the said Mortgaged property”).

AND WHEREAS the Mortgagor applied to the MORTAGAGEE for an advance of the Rs._______

(Rupees____________________only) for the purpose of enabling the Mortgagor.

*1 To purchase land or purchase land and to construct a house thereon or * to carry out repairs or enlarge living accommodation in the existing house on the said hereditaments.

*2 To construct a house on the said hereditaments.

3 To purchase a ready built aforesaid house or to reply a loan taken by the Mortgagor for purchase of land for constructing a house or for purchasing the aforesaid house

AND WHEREAS the Mortgage agreed to advance to the Mortgagor the said sum of Rs,__________on certain terms and conditions.

AND WHEREAS one of the conditions for the aforesaid advance is that the Mortgage should secure the repayment of the said advance and due observance of all the terms and conditions contained in Chapter X of the Punjab Financial Rules, Volume I, regulating the grant of advances to Punjab state Government Employees for building etc. of house (hereinafter referred to as the “said Rules” which expression shall, where the context so admits, include any amendment. Thereof or addition thereto for the time being in force) by a Mortgage of the property described in the Schedule hereunder written.

*Mention wherever is applicable.

FORMS

AND WHEREAS the Mortgagee-

*1 has sanctioned to the Mortgagor, an advance of Rs.________________________(Rupees________________

only) payable by such installments and in the manner as hereafter appearing,

*2 has paid to the Mortgagor an advance of Rs.__________________(Rupees__________________only) on

____________and in the manner provided in the said Rules upon having the repayment of the loan with interest and the observance of all the terms and conditions contained in the said Rules as hereinafter mentioned secured in the manner hereinafter appearing.

AND WHEREAS THE MORTGAGOR is to receive from the Mortagee the aforesaid advance** in lump sum/in the following instalments-

1^st installment_______________

2^nd installment______________

3^rd installment_______________

NOW THE INDENTURE WITNESSETH as follows:-

(i) in pursuance of the said Rules and in consideration of the said advance sanctioned/paid by the Mortgagee to the Mortgagor pursuant to the provisions contained in the said Rules the Mortgagor DOTH hereby convenant with the Mortgagor shall always dully observe and perform all the terms and conditions of the said Rules and shall repay to the Mortgagee the said advance of Rs.________________(Rupees ________________only), by __________________

monthly instalments from the pay of the Mortgagor commencing from month of ________________ nineteen hundred and ______________and the Mortgagor hereby authorised the Mortgagee to make deduction from his monthly pay/leave salary of the amount of such instalments and the mortgagor shall after paying the full amount of the advance with interest in full before the date on which he/she is due to retire from service, failing which the Mortgagee shall be entitled to enforce this security of the Mortgagee at any time thereafter and recover the balance of the advance then due together with interest and costs of recovery by sale of the mortgaged property or in such other manner as may be permissible under the law. It will, however, be open to the Mortgagor to repay the amount in a shorter period.

(ii) If the Mortgagor shall utilize the advance for a purpose other than that for which the advance is sanctioned, or if the Mortgagor shall become insolvent or shall cease to be in service for any reason other than normal retirement/superannuation or if he /she dies before payment of the advance in full or if the Mortgagor shall fail to observe or perform any of the terms, conditions and stipulation specified in the said Rules and on his/her part to be observed and performed than and in any such case the whole of the principal amount of the advance or so much thereof as shall then remain due and unpaid shall become payable forthwith to the MORTRAGE with interest thereon at* ------percent per annum calculated from the date of the payment by the Mortgagee of the first instalment of the said advance.

*Mention whatever is applicable.

**Here indicate whether the amount will be drawn in lump sum or in instalments. If in instalments indicate when these will be drawn.

Such instalment being not appreciably greater than the instalment by which the principal is recovered.

(iii) In further pursuance of the said Rules and for the consideration aforesaid and to secure repayment of the aforesaid advance and interest as shall any time or time hereinafter be due to the Mortgagee under the terms of these presents

Hereinafter, be due to the Mortgagee under the terms of these presents, the Mortgagor of the First Part and Mortgagor of the Second Part do hereby grant, convey, transfer, assign and assure unto the Mortgagee ALL AND SINGULAR the said Mortgaged Property fully described in the Scheduled hereunder written together with buildings erected or to be erected by the Mortgagor of the First Part of the said Mortgaged Property or material for the time being thereon with all rights, easements and appurtenances to the said Mortgaged Property or any of them belonging to HOLD the said Mortgaged Property with their appurtenances including all erections and buildings erected and built or to be erected or built hereafter on the said Mortgaged Property or material for the time being thereon unto and to the use of the Mortgagee for ever free from all encumbrances SUBJECT NOTWITHSTANDING to the proviso for redemption hereinafter contained PROVIDED ALWAYS and it is hereby agreed and declared by and between the parties hereto that if the Mortgagor of the First Part shall duly pay to the Mortgagee the Principal sum and interest hereby secured in the manner herein provided and also the other moneys, if any, determined to be payable by the Mortgagor of the First Part to the Mortgagee under the terms and conditions of the said rules then the Mortgagee will at any time thereafter upon the request and at the cost of the Mortgagor of the First Part and the Mortgagor of the Second Part recover, re-transfer and reassure and said Mortgaged Property unto and to the use of the Mortgagor of the First Part and the Mortgagor of the Second Part or as they may direct.

(iv) AND IT IS HEREBY EXPRESSLY AGREED AND DECLARED that if there shall be any breach by the Mortgagor of the First Part of the covenants on his/ her part herein contained and to be observed and performed by him/ her or if the Mortgagor of the First Part shall become insolvent or shall cease to be in service for any reason other than normal retirement or superannuation or if he / she dies before all the dues payable to the Mortgagee under these presents or otherwise then and in any of such cases it shall be lawful for the Mortgagee to sell the said Mortgaged Property without the intervention of the court or any part thereof either together or in parcels and either by public auction or by private contract with power to buy or rescind any contract for sale and to resell without being responsible for any loss which may be occasioned thereby and to do and execute all such acts and assurances effectuating any such sales as the Mortgagee shall think fit AND IT IS HEREBY declared that the receipt of the Mortgagee for the purchase money of the premises sold or any part thereof shall effectually discharge the purchaser or purchasers therefrom and it is hereby declared that the Mortgagee shall hold the moneys to arise from any such sale in pursuance of the aforesaid power upon TRUST, in the first place there out to pay all the expenses incurred on such sale and then to pay moneys in or towards the satisfaction of the moneys for the time being owing on the security of these presents and the balance, if any, to be paid to the Mortgagors.

(v) The Mortgagors of the First Part and of the Second Part hereby jointly and severally covenant with the Mortgagee as follows:-

(a) That the MORTGAGORS of the First Part and of the Second Part have good right and lawful authority to grant, convey, transfer, assign and assure the MORTGAGED Property unto and to the use of the Mortgagee in the manner aforesaid and further that the Mortgaged Property is free from all encumbrances prior to the execution of this deed.

(b) That the Mortgagors of the First Part and of the Second Part shall jointly and severally be responsible to carry out the construction of the said house exactly in accordance with the plan, and specifications approved by the competent authority. The Mortgagor of the First Part shall certify, when applying for instalments of advance, that the amount already drawn out of the sanctioned advance has actually been used on the construction of the said house. The Mortgagor of the First Part will allow the Mortgagee to carry out either by himself or through his representative an inspection to verify the correctness of the aforesaid certificate, and if it is found that a false certificate has been furnished by the Mortgagor of the First Part, he/ she be liable to re-pay to the Mortgagee forthwith the entire advance received by him / her and further the Mortgagor of the First Part will also be liable to such disciplinary action as may be permissible under the rules of service as applicable to the Government employee.

(c) That the Mortgagors of the First Part and of the Second Part shall jointly and severally be responsible to complete the construction of the house within eight months of the execution of this deed unless an extension of time is allowed in writing by the Mortgagee. In case of default the Mortgagor of the First Part shall be liable to repay forthwith the entire amount advanced to him/ her together with interest calculated under the said rules in one limp sum. The Mortgagor of the First Part shall report to the Mortgagee the date of completion of the house and furnish a certificate to the Mortgagee that the full amount of advance has been utilised for the purpose for which it was sanctioned.

(d) That the Mortgagors of the First Part and of the Second Part shall maintain the aforesaid house in good repair at their own cost and shall pay all the Municipal and other local rates, taxes and all other outgoings in respect of the Mortgaged Property regularly until the advance has been repaid to the Mortgagee in full. The Mortgagor of the First Part shall furnish to the Mortgagee a certificate to the above effect, annually.

(e) The Mortgagors of the First Part and of the Second Part shall 0afford full facility to the Mortgagee for carrying out inspection by his officers, agents or employees after completion of the house to ensure that the house is in good condition until the advance has been repaid in full.

(f) The Mortgagor of the First Part shall refund to the Mortgagee any amount together with interest, if any, due thereon drawn on account of the advance in excess of the expenditure for which the advance was sanctioned.

(g) That the Mortgagors of the First Part and of the Second Part shall not during the continuance of these presents encumber, alienate or otherwise dispose of the Mortgaged Property.

SCHEDULE ABOVE REFERRED TO

(1) North-West

(2) South-West

(3) East-South

(4) West-North

(5) Area.

FORM P.F.R. 12-B

[Referred to in the third proviso to clause (vii) of rule 10.16]

[Form of Mortgage Deed to be executed by the owner and the undertaking to be given by the Government employee when the land is free-hold and is solely owned by the wife, husband, father or son of the Government employee.

This indenture made this ___________________ day of _________________ one thousand nine hundred and _____________________________ between Shri________________ son/ wife/ daughter of ____________________ of __________________________ (hereinafter called the Government employee which expression shall, unless excluded by or repugnant to the subject or context, include his/ her heirs, executors, administrators and assigns) of the First Part and_____________________ son/ wife/ daughter of ___________________________ of____________________________ (Hereinafter called the Mortgagor which expression shall, unless excluded by or repugnant to the subject or context, include his/ her heirs, executors, administrators and assigns) of the Second Part and the Governor of Punjab (hereinafter called the Mortgagee which expression shall, unless excluded by or repugnant to the subject or context, include his successors in office and assigns) of the Third Part ;

WHEREAS the Mortgagor of the Second Part is the absolute and sole owner and is seized and possessed of or otherwise well and sufficiently entitled to the land hereinafter described in the Schedule hereunder written and for greater clearance delineated on the plan annexed hereto and thereon shown with the boundaries thereof coloured ______________________ and expressed to be hereby conveyed, transferred and assured (hereinafter referred to as the said Mortgaged Property);

AND WHEREAS the Government employee has applied to the Mortgagee for an advance of Rs.__________________ (Rupees ______________________________only) for the purpose of enabling the Government employee to construct a house on the said Mortgaged Property;

AND WHEREAS the Mortgagee has agreed to advance to the Government employee the said sum of Rs. ______________________ (Rupees _________________ ____________________ only) on the terms and conditions hereinafter appearing;

And whereas one of the conditions for the aforesaid advance is that the Government employee and the Mortgagor should secure the repayment of the said advance and due observance of all the terms and conditions contained in Chapter X of the Punjab Financial Rules, Volume I, regulating the grant of advance of Punjab Government employee for building etc. of houses (hereinafter referred to as the said rules which expression shall, where the context so admits, include any amendment thereof or addition thereto for the time being in force) by mortgaging the property described in the Schedule hereunder written in favour of the Mortgagee.

AND WHEREAS the Mortgagee has sanctioned to the Government employee an advance of Rs. __________________ (Rupees _____________________________ only) payable by such instalments and in such manner as hereinafter appearing;

AND WHEREAS the Government employee has to receive from the Mortgagee the aforesaid advance in lump sum / in the following instalments :-

1^st installment ______________________

2^nd installment ______________________

3^rd installment ______________________

4^th installment ______________________

NOW THIS INDENTURE WITNESSETH AS FOLLOWS:

(i) In pursuance of the said rules and in consideration of the said advance sanctioned by the Mortgagee to the Government employee pursuant to the provisions contained in the said rules, the Government employee and the Mortgagor do hereby covenant with the Mortgagee that the Government employee shall always duly observe and perform all the terms and conditions of the said rules and shall repay to the Mortgagee the said advance of Rs. _________________ (Rupees ___________________ ________________ only) in ___________________ monthly instalments from the pay of the Government employee commencing from the month of _________________ one thousand nine hundred and ___________ and the Government employee hereby authorise the Mortgagee to make deduction from his/ her pay/ Leave Salary of the amount of such instalments and the Government employee shall after paying the full amount of advance also pay interest due thereon in _______________ monthly instalments in the manner and on the terms specified in the said rules :

Provided that the Government employee shall repay the entire advance with interest in full before the date on which he/ she is due to retire from service failing which the Mortgagee shall be entitled to enforce the security of the Mortgagee at any time thereafter and recover the balance of the advance then due together with interest and cost of recovery by sale of the Mortgaged Property without the intervention of the court or in such other manner as may be permissible under the law. It will, however, be open to the Government employee to pay the amount of advance in a shorter period.

(ii) If the Government employee shall utilize the advance for a purpose other than that for which the advance is sanctioned or if he / she shall become insolvent or shall cease to be in service for any reason other than normal retirement or superannuation or if he/ she dies before payment of the advance in full, or if he/ she shall fail to observe or perform any of the terms, conditions and stipulations specified in the said rules and on his/ her part to be observed and performed then and in any such case the whole of the principal amount of the advance or so much thereof as shall then remain due and unpaid, shall become payable forthwith to the Mortgagee with interest thereon at the rate of ________________ per cent per annum calculated from the date of the payment by the Mortgagee of the first installment of the said advance.

(iii) In further pursuance of the said rules and for the consideration aforesaid and to secure re-payment of the aforesaid advance and interest as shall, at any time or times hereinafter, be due to the Mortgagee under the terms of these presents, the Mortgagor doth hereby grant, convey, transfer, assign and assure unto the Mortgagee ALL AND SINGULAR the said Mortgaged Property fully described in the Schedule hereunder written together with buildings erected or to be erected by the Government employee on the said Mortgaged Property or material for the time being thereon with all rights easements and appurtenances to the said Mortgaged Property or any of them belonging to HOLD the said Mortgaged Property with their appurtenances including all erections and buildings erected and built or to be erected or built hereafter on the said Mortgaged Property or material for the time being thereon unto and to the use of the Mortgagee for ever free from all encumbrances SUBJECT NOTWITHSTANDING to the proviso for redemption hereinafter contained PROVIDED ALWAYS and it is hereby agreed and declared by and between the parties hereto that if the Government employee shall duly pay to the Mortgagee the principal sum and interest hereby secured in the manner herein provided and also the other money, if any, determined to be payable by the Government employees to the Mortgagee under the terms and conditions of the said rules then the Mortgagee will at any time thereafter upon the request and at the cost of the Government employee and the Mortgagor, recover, retransfer and reassure the said Mortgagee Property unto and to the use of the Government employee and the Mortgagor or as they may direct.

(iv) AND it is hereby expressly agreed and declared that if there shall be any breach by the Government employee of the covenants or his / her part hereunder contained and to be observed and performed by him/ her or if the Government employee shall become insolvent or shall cease to be in service for any reason other than normal retirement or superannuation or if he/ she dies before all the dues payable to the Mortgagee under these presents together with interest thereon shall have been fully paid of or if the said advance or any part there of becomes payable forth with under these presents or otherwise then and in any of such cases it shall be lawful for the Mortgagee to sell the said Mortgaged Property or any part thereof either together or in parcels and either by public auction or by private contract with power to buy in or rescind any contract for sale and to resell without being responsible for any loss which may be occasioned thereby and to do and execute all such acts and assurances effectuating any such sales as the Mortgagee shall think fit AND IT IS HEREBY declared that the receipt of the Mortgagee for the purchase money of the premises sold or any part thereof shall effectually discharge the purchaser or purchasers therefrom and IT IS HEREBY declared that the Mortgagee shall hold the moneys to arise from any such sale in pursuance of the aforesaid power upon TRUST, in the first place there out to pay all the expenses incurred on such sale and then to pay money in or towards the satisfaction of the moneys for the time being owing on the security of these presents and the balance, if any, to be paid to the Government employee and the Mortgagor.

(v) The Government employee and the Mortgagor hereby covenant with the Mortgagee as follows :-

(a) That the Mortgagor Now hath in himself / herself good right and lawful authority to grant, convey transfer and assign and assure the Mortgaged Property unto an and to the use of the Mortgagee in the manner aforesaid.

(b) That the Government employee and the Mortgagor shall carry out the construction of the house exactly in accordance with the plan and specifications approved by the competent authority. The Government employee shall certify, when applying for instalments of advance that the amount already drawn out of the sanctioned advance has actually been used on the construction of the house. The Government employee and the Mortgagor will allow the Mortgagee to carry out either by himself or through his representative an inspection to verify the correctness of the aforesaid certificates. If a false certificate is furnished by the government employeehe / she shall be liable to repay to the Mortgagee forthwith the entire advance received by him/ her and further will also be liable to such disciplinary action as may be permissible under the rules of service as applicable to the Government employee.

(c) That the Government employee and the Mortgagor shall complete the construction of the house within ____________________ Month of ______________ unless an extension of time is allowed, in writing, by the Mortgagee. In case of default, the Government employee shall be liable to repay forthwith the entire amount of advance together with interest calculated under the said rules, in one lump sum. The Government employee shall report to the Mortgagee the date of completion of the house and furnish a certificate to the Mortgagee that the full amount of advance has been utilised for the purpose for which it was sanctioned.

(d) That the Government employee and the Mortgagor shall maintain the aforesaid house in good repair at their own cost and shall pay all the Municipal and other local rates, taxes and all other outgoings in respect of the Mortgaged Property regularly until the advance has been repaid to the Mortgagee in full. The Government employee shall also furnish to the Mortgagee an annual certificate to the above effect.

(e) The Government employee and the Mortgagor shall afford full facility to the Mortgagee for carrying out inspection after completion of the house to ensure that it is maintained in good repair until the advance has been repaid in full.

(f) The Government employee shall refund to the Mortgagee any amount together with interest, if any, due thereon drawn on account of the advance in excess of the expenditure incurred for which advance was sanctioned.

(g) That the Government employee and the Mortgagor shall not, during the continuance of these presents charge, encumber alienate etc. or otherwise dispose of the Mortgaged Property.

SCHEDULED ABOVE REFERRED TO

…………………………………………..

In witness whereof the Government employee and the Mortgagor have hereunto set their respective hands and the Governor of Punjab has caused Shri_________________ for and on his behalf to set his hand hereunto the day and year first above written.

___________________________

Signed by the Government employee

_________________________

Signed by the Mortgagor

In the presence of -

1st witness;

Address:

Occupation :

2^nd Witness :

Address:

Occupation

Signed by Shri / Shrimati _________________________________ for and on behalf of the Governor of Punjab in the presence of___________________

1^st witness;

Address:

Occupation :

2^nd Witness :

Address:

Occupation

P.F.R. FORM 13

[Referred to in the note under rule 10.16 (vi)]

FORM OF RECONVEYANE OF MORTGAGED PROPERTY

THIS DEED OF RECONVEYANCE IS MADE THE ________________ day of _________________________ 19 ____________________ BETWEEN THE GOVERNOR OF PUNJAB (HEREINAFTER CALLED the Mortgagee which expression shall unless excluded by or repugnant to the subject or context of these presents, include his successors in office and assigns) of the one part and ________________ of_______________ (hereinafter called the Mortgagor which expression shall, unless excluded by or repugnant to the subject or context of these presents, include his/ her heirs, executors, administrators and assigns) of the other part.

WHEREAS by an Indenture of mortgage, dated the ________________________ day _______________________ of __________________ 19 __________________ and made BETWEEN the Mortgagor of the one part and the Mortgagee of the other part and registered at ____________________ in Book ______________ Volume ___________ Pages ________________ to ______________ as No. ________________ for ________________ (hereinafter called the Principal Indenture), the Mortgagor mortgaged the property at ________________________ and more particularly described in the Schedule to the Principal Indenture to the Mortgagee to secure and advance of Rs.____________________ made by the Mortgagee to the Mortgagor.

AND WHEREAS ALL MONEY due and owing on the security of the Principal Indenture has been fully paid and satisfied and the Mortgagee has accordingly at the request of the Mortgagor agreed to execute a reconveyance of the Mortgaged premises as is hereinafter contained. NOW THIS INDENTURE WITNESSETH that in pursuance of the said agreement and in consideration of the premises the Mortgagee doth hereby grant, assign and reconvey unto the Mortgagor, ALL THAT property situated at ___________ and comprised in the said Principal Indenture and more particularly described in the Schedule in the hereunder written with their rights, easements and appurtenances as in the Principal Indenture expressed and all the estates, right, title, interest, property claim and demand whatsoever of the Mortgagee into, out of or upon the said premises by virtue of the Principal Indenture to have and to hold the premises hereinbefore express to be hereby granted, assigned and reconveyed unto and to the use of Mortgagor, for ever freed and discharged from all moneys intended to be secured by the said Principal Indenture and from all actions, suits, accounts, claims and demands for, or in respect of the said money or any part thereof, or, for or in respect of, the Principal Indenture, OR of anything relating to the premises and the Mortgagee hereby covenants with the Mortgagor that the Mortgagee has not done or knowingly suffered or been party or privy to anything whereby the said premises or any part thereof, are/ is or can be impeached, encumbered or affected in title, estate or otherwise howsoever IN WITNESS whereof the Mortgagee has caused _______________ on his behalf to set his hand the day and year first above written.

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